For Christmas my beloved mother-in-law, who is invariably excessive when it comes to Yuletide, gave my wife and me a cruise to Hawai'i in February of 2010. This cruise will be over our eighth wedding anniversary, so whatever I do on for that one will seem eight times as romantic. Honestly, I cannot wait. I am more than a little nervous, as I would like to have spending money for the cruise, and right now I am wondering where the next mortgage check will come from, but I am hoping nonetheless. Hoping and cultivating my freelance clientele.